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Archive for January, 2008

Tempted to fire the family CFO

January 19th, 2008 at 06:02 am

Aaaargh! As the self-nominated family CFO (chief financial officer), I handle all the bills, do the taxes, keep an eye on investments, and create and monitor the budget. I don't mind the work of these things, as I like to know where everything stands. But I've made a couple big slip-ups in the last few months that have me very aggravated with myself.

I normally use the billpay feature on the BofA website to pay our credit card in full from our checking account. Somehow in December I missed the bill notice and got hit with a $39 late fee. Luckily I happened to download transactions that week and caught it just two days late. Not sure if there will be a finance charge since the bill was paid in full.

Now this month, I set up the bill to be paid on time, but it came out of the wrong checking account (I switched from Wells Fargo to Etrade a few months ago, and have just a nominal sum in the old accounts.) It's been resubmitted twice, for a total of $46 in fees so far. Got to call and straighten that out tomorrow.

The fees won't cause us any hardship, but I hate paying money for nothing.

The big one, of course, is not catching that the state withholdings coming out of my husband's paycheck weren't large enough. Then I missed the deadline for sending the 4th quarter estimate tax payment. So we're going to have some sort of penalty to pay. Aaargh.

My husband would be willing to help more with the bill paying, etc., but I suspect there would just be more confusion over who had done what.