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Introducing Myself

January 15th, 2007 at 03:12 pm

Hello and welcome to my blog! It's the first blog I've ever created, so please forgive my inevitable newbie netiquette missteps.

As I said in my bio, I am a 36, an "on sabbatical" software engineer, SAHM to a toddler, and married to another engineer. We live in southern CA and are fortunate in having a high income, no student loans, no credit card debt, and a solid mutual fund portfolio.

So why am I here on SavingAdvice.com?

We made a fairly painless transition from two incomes down to one (since our salaries at the time were equal this was a 50% cut for our family), but I found that we were now spending most of what DH makes and decided it was time to start budgeting. Quicken's budget tracking just wasn't working for me, and in the process of searching for a better system I found SavingAdvice and Mvelopes. The community seemed so interesting that I decided to stick around. I'm hoping that there are other people here that are beyond the debt-elimination stage and are actively building wealth that I can learn from.

DH changed jobs and we finally got around to rolling over 401k's from about 4 different companies. My IRA's are with a full-service broker while his are with a discount broker, and as I contemplated this large chunk of money that needs to be invested I realized that despite having a father who is a stockbroker, I really don't understand much about how to choose the right mutual funds. I've started reading books on personal finance and investing in the hopes of educating myself.

So my purpose in writing this blog is to motivate myself to stay the course with the budget and the investing, and also to share interesting books or ideas that I discover along the way.

6 Responses to “Introducing Myself”

  1. ladymiller Says:

    Welcome Zetta!

    Glad you are here. I am also one that carries no debt (other than one real estate investment property) and have always lived on one income. I enjoy being "thrifty"....and just consider it a way of life. Hope you enjoy your time here!

    Mary Ann

  2. Amber Says:

    Welcome, I look forward to reading your blogs. I just paid off my cc debt and now am working toward paying off my student loan and building wealth. Seems like you guys are on the right track so I will e looking forward to reading any tips you may offer

  3. Ima saver Says:

    Welcome, glad you are here.

  4. Broken Arrow Says:

    Welcome aboard, Zetta! Wow, I never knew that you were a software engineer... or that you're even female! Big Grin Sorry.

    Still, it's amazing to have a husband and parents like that. Why don't you hit up your father for some advice? Perhaps you can even share it with us. Smile

  5. LuxLiving Says:

    Glad you're here - Hope to learn lots from you and maybe offer a
    tad bit of helpful advice here and there.

  6. monkeymama Says:

    Welcome - your story sounds much like min - and we live in the same state. I have made huge strides in the last few months - welcome and good luck!!!

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